Blog | Hughes O’Dea Corredig

ATO Tax Changes 2026: What Small Business Owners Need to Know

Quick Poll: How ready is your business for the 2026 Payday Super shift?A) I have a plan in place.B) I’ve heard of it, but haven’t started planning.C) Wait, what is Payday Super? Tax time is just around the corner, and the rules are changing! Don’t get caught off guard!!! Imagine your business’s cash flow just...

Master Your Money: Open Banking Australia & Real-Time Cash Flow

Running a business in Melbourne can feel like riding a roller coaster you never agreed to board. One moment you are closing deals at Docklands with full confidence… and the next, you are staring at your cash flow wondering how the numbers slipped through your fingers again. But here is what most entrepreneurs don’t realise:...

2025 Investment Trends: Expert Advice to Protect & Grow Your Wealth in Melbourne

Summary Melbourne’s investment landscape in 2025 is full of endless possibilities. From the rise of AI and healthcare innovation to renewable energy and infrastructure expansion, investors have more ways than ever to grow their wealth. In this article, Hughes O’Dea Corredig, Melbourne’s trusted wealth management advisors with over 30+ years of experience, explains how to...

Retirement Planning Melbourne: Everything You Need to Know for a Secure Future

Summary Planning your retirement in Melbourne doesn’t have to be overwhelming. This guide by HoC Financial Advice (Hughes O’Dea Corredig) covers everything you need — from superannuation planning Melbourne and investment strategies to healthcare, budgeting, and estate planning. Learn how to grow your savings, reduce taxes, and retire confidently with professional support from Melbourne’s trusted...

Mastering Cash Flow Management: 9 Proven Moves for Melbourne Small Business

“The strongest businesses don’t chase revenue; they control cash flow with precision and vision.” Growth starts with confidence — and confidence begins with cash flow clarity. Cash flow can make or break a business. For many Australian small businesses, it’s a daily struggle. A survey revealed that 80% of small-to-medium businesses faced cash flow challenges...

Is an SMSF Right for You? Pros & Cons for Melbourne Residents

Do you follow a traditional retirement plan, or is “age is just a number” your motto? If it’s the latter, are you considering using an SMSF (Self-Managed Super Fund) to fuel your next chapter—setting up an audit practice, taking holiday vacations with your post-retirement savings, or launching a home-based bakery and café? Even better, are...

How to Choose a Business Advisor in Melbourne (Checklist & Red Flags)

The wrong business advisor can sink your business—but the right one can help it thrive. Yes, read that again! It’s clear that having no advisor is better than having the wrong one, and having the right business advisor is one of the best choices you can make for your brainchild. An expert business advisor in...

How to Pick the Right Financial Planner in Melbourne

FP – Is it a Financial “P” lanner or “P”artner? Which would be the best one for you? Tbh, it’s the best financial planning partner that you need! Believe it or not, financial planning goes through different evolutions and a financial planner can make you or break you. With so many financial planners available all...

Where does all my money go? Save money on your three biggest expenses

The three biggest drains on our money are paying for housing, food and transport; and there’s no getting away from the fact that it is unlikely we can live without any of the ‘big three’. Here we look at some ways of how to save on these items. Saving on rent in the Big Smoke...

Avoid the Superannuation Death Tax

Avoid the superannuation death tax While there has not officially been any death duties in Australia for decades, they definitely still exist, albeit under another name – superannuation death benefit taxes. As superannuation assets and individual balances continue to grow, more and more Australian families will receive a rude shock after the death of a...

Getting Smart about Savings

Saving money doesn’t come naturally to everyone. Some people are wired to save – for others it takes a bit more discipline; but developing good savings habits can do so much for both your financial wellbeing and your future security. Just like money compounds over time, so do our habits. The more we see progress,...

Investing Strategies for Financial Freedom: Leveraging Melbourne’s Elite Financial Planning Services

Overview In this article we give a big-picture overview of financial planning services and how to use them in Australian financial markets.as well as assist readers in We aim to help readers understand the challenges associated with investing, selecting the most appropriate options, and maximizing returns. We also discuss various benefits of investing strategies, with...